Below is a practical breakdown of the main costs you’ll encounter when selling a property

1. Selling‑price discounts and agent commissions
The most visible cost is the real‑estate agent’s commission. In the UK it typically ranges from 1–3 % of the selling price, though it can be negotiated.
Some agents may charge an additional "value‑added service" fee for marketing, photography, or virtual tours.
Using a discount or flat‑fee agent can reduce the commission but you’ll forgo specialist marketing.

2. Marketing & staging costs
Professional photos, floor plans, and virtual tours can cost between £200 and £800.
Staging furniture and décor to make a home look its best can cost £300–£1,000 depending on the scale.

3. Legal and conveyancing fees
The seller’s solicitor or conveyancer bills a fixed fee or hourly rate, usually £800–£1,200.
The solicitor will handle title checks, draft the contract, and coordinate the settlement.

4. Valuation & survey costs
If you need a formal valuation to set a realistic asking price, expect £250–£500.
A standards survey (for buyers to assess property condition) is paid by the buyer, 名古屋市東区 不動産売却 相談 so it is not a seller cost, yet you may provide a copy for transparency.

5. Mortgage discharge fees
If you still owe on a mortgage, the lender will charge a discharge fee (typically £250–£400).
Some lenders also levy a cash‑out or early repayment fee, which may be a percentage of the outstanding balance.

6. Stamp duty and tax consequences
Stamp duty on the sale is paid by the buyer, but if you buy a new home you may trigger a stamp duty refund on the old property.
Capital Gains Tax (CGT) can apply if the property is not your primary residence, with the rate depending on your income and ownership duration.
CGT liability can be calculated simply: (Selling price – purchase price – allowable costs) × CGT rate (18 % for basic‑rate taxpayers, 28 % for higher‑rate).
Certain reliefs (such as Private Residence Relief) may reduce or eliminate CGT.

7. Insurance considerations
You should keep your building insurance active until settlement.
If you have a "seller’s liability" (e.g., a covered defect discovered after sale), you might need to pay for a survey or legal defence.

8. Utility and council tax adjustments
Settle any outstanding utility bills and council tax before settlement.
The buyer will take over these charges from the settlement date, but any arrears must be cleared.

9. Additional costs for special circumstances
If the property has a leasehold or freehold with a lease, you might need a leasehold valuation.
For properties with shared ownership or community property, extra documentation and fees may arise.
In cases where the property does not meet planning or building regulations, you may need to pay for remedial work.

10. Contingency reserve
Even after all the above, it’s wise to set aside a small contingency fund (e.g., 5 % of the net proceeds) for unexpected post‑settlement costs, such as a minor repair discovered after the buyer moves in.

How to Minimise These Costs
Shop around for agents – compare commission structures and marketing packages
Pre‑sell your home – fix minor issues yourself to avoid costly repairs at the last minute
Keep records of all expenditures – you’ll need them when calculating CGT
Use a reputable solicitor – a good conveyancer can spot potential legal pitfalls that could inflate costs
Consider a "shared‑sale" or "auction" if you need to move quickly and can accept a lower price for speed

Final Thoughts
Selling a property is more than simply handing over the keys. There are a range of fees, taxes, and potential liabilities that will eat into your gross sale price. Mapping out these costs early allows you to price your home more accurately, negotiate better, and ultimately walk away with the maximum possible profit. Keep a detailed ledger of every expense, and consult with professionals—agents, solicitors, and tax advisers—to ensure you’re not caught off guard.