When applying for a visa card, one of the most common concerns among consumers is how long it will take to receive the physical card in the mail

The time it takes to issue your card often has little to do with how fast you’re approved

Some providers prioritize speed with premium shipping, while others follow slow, traditional mailing cycles

Major banks like Chase, Bank of America, and Wells Fargo typically issue new visa cards within seven to ten business days after approval

These institutions often prioritize security and verification, which can add time to the process

Approval doesn’t mean immediate delivery — the card still has to be manufactured and sent via postal service

Many of these banks also offer the option to receive your card via expedited shipping for an additional fee, which can reduce delivery time to two to three business days

Smaller issuers typically have slower turnaround due to limited infrastructure

Because they handle fewer cards and often outsource card production, their issuance times can range from ten to fourteen business days

Many credit unions issue instant virtual card details to let you start spending right away

Fintech companies like Revolut, Chime, and SoFi deliver virtual visa cards the moment you’re approved

You can add them to Apple Pay, Google Pay, or use them directly on e-commerce sites immediately

If you opt for a physical card, expect it in about a week

This model has become increasingly popular among younger consumers who prefer digital convenience over waiting for paper cards

International issuers like Capital One and American Express follow similar timelines to U.S. banks, but their international branches may vary depending on local postal systems and regulations

Remote regions may see card delivery delays of 14–21 days

It's also worth noting that the time to receive your card doesn’t always reflect how quickly you can start using it

Once approved, your account is active — use virtual numbers via apps or خرید visacard online platforms immediately

Being able to pay online right away eliminates the frustration of waiting for mail

Ultimately, if speed is your top priority, consider providers that offer instant virtual cards and expedited shipping options

Seasonal spikes, system upgrades, or economic events can extend standard wait times

Selecting the right provider means matching your spending habits with your need for speed